Totum AI Multi-Entity Margin Threshold

Totum AI's published Multi-company workspace plan is ₹4.20 monthly, and the workspace switches company context so chat answers pull from the right books. That price makes the entity count, not the bill count, the variable that decides whether an agency retainer holds. An agency running one client with 400 bills a month earns less per rupee of Totum AI cost than an agency running six client entities at 80 bills each, because the same workspace absorbs all six and the delivery hours stay flat. The Bookkeeping Starter offer at $510/mo with 12h setup and 4h/mo assumes a single company; each added entity inside one Totum AI workspace adds review time but no new subscription line. Price retainers per entity, cap entities per workspace, and treat the ₹4.20 plan as the floor that protects margin when a client adds a second company mid-engagement.