BinaxPay White-Label Client Account Provisioning (Onboarding)

BinaxPay White-Label Client Account Provisioning (Onboarding)

1. 01

   Confirm the client's entity documents and beneficial-owner list before opening the BinaxPay business account application.

   BinaxPay runs KYC/KYB verification on every business account, so collect incorporation papers, director IDs, and UBO declarations up front. Missing documents are the most common cause of a stalled application.

2. 02

   Open the multi-currency account in the currencies the client actually transacts in (GBP, EUR, USD, or TRY) and record the IBANs issued.

   Only enable currencies the client will use. Each additional currency adds reconciliation work for the agency at month end.

3. 03

   Apply the client's branding to the white-label layer so account statements, card artwork, and payment pages carry the client's name rather than BinaxPay's.

   This is the step that makes the resale defensible. If branding is skipped, the client sees BinaxPay and the agency's margin looks like a markup on someone else's product.

4. 04

   Issue virtual cards with per-card spending controls for the client's team, and order physical cards only for staff who need ATM withdrawal.

   ATM withdrawal and chargeback handling are add-ons that change the client's cost base. Confirm which the client wants before cards go out, not after the first withdrawal fee appears.

5. 05

   Run one test cross-border payment with FX conversion through the banking API and reconcile the settled amount against the quoted rate.

   A single live test surfaces FX spread and settlement-timing issues while the client is still in onboarding and tolerant of friction.

6. 06

   Connect the payment receiving flow to the client's existing checkout or invoicing process and verify a live payment end to end.

   Test with a real low-value transaction. Sandbox success does not prove the client's production checkout captures the reference field the agency needs for reconciliation.

7. 07

   Hand the client a one-page operating note covering verification status, active currencies, card controls, and who at the agency to contact for payment anomalies.

   Set the monthly transaction summary as a recurring deliverable so the retainer has a visible output beyond the initial setup.