Finance
Finance is a market research agent that retrieves live data from Polygon (equities pricing and history) and Polymarket (prediction-market odds), discovers and parses SEC filings, reads full news articles, and renders sourced answers with charts and exportable Markdown reports. Every figure links back to its source URL or filing page. The agent runs on web and WhatsApp, supports scheduled briefings with durable preferences (saved tickers, time zones, report formality), and charges per research point consumed ($13.99 USD/month for 13,000 points). Agencies can resell Finance as a retainer research service to investment advisory firms, financial research consultancies, and market intelligence teams, though the tool does not offer white-label branding.
Finance is a market research agent, priced at $13.99 a month on the Plus plan, integrating with Polygon, Polymarket and WhatsApp. InnovaAI rates it 5.2 of 10 for agency resale.
Agency Audit
Finance is a market research agent that retrieves live equities, crypto, prediction-market odds, SEC filings, and press articles, then renders them as sourced, interactive reports with charts and exportable documents. It runs on web and WhatsApp, integrating with Polygon for pricing and Polymarket for implied probabilities. Best suited for financial research agencies, investment advisory firms, and market intelligence consultancies that bill clients for recurring research retainers. The $13.99/month Plus plan (13,000 research points) is low-friction for resale, but agencies must own the client relationship and billing; Finance does not offer a white-label client portal.
5.2/10
58%
2d 1 to 2 days
- Your clients are investment firms, hedge funds, or wealth managers who need sourced market intelligence with audit trails (Finance links every figure back to its source: Polygon quotes, Polymarket odds, SEC filings, press URLs).
- You want to offer recurring research briefings as a retainer service; Finance supports scheduled briefings and durable preferences (saved tickers, time zones, report formality).
- Your clients ask for exportable research reports; Finance generates private Markdown documents that clients can search, update, and export as files.
- Your clients need white-labeled research portals or branded client dashboards; Finance does not publish a white-label offering, so all client-facing surfaces display the Finance brand.
- You need predictable per-client costs; Finance's point-based model means research-heavy clients can deplete their monthly allowance unpredictably, forcing you to either upsell add-ons (10,000 points for $13.99 one-time) or manage point budgets manually.
- Your clients require HIPAA compliance or regulated financial advice licensing; Finance is a research tool, not a licensed advisory platform, and does not publish HIPAA or SOC2 compliance statements.
Profit Path
$13.99/mo
$1K–$3K/project
Monthly Recurring
Planning benchmark at United States price levels. Not a measured market survey.
Platform Features
Core capabilities of Finance
Live price and historical range lookup
Resolves company names to tickers, then fetches real-time prices and historical ranges from Polygon with timestamps. Agencies can deliver accurate equity pricing to clients without maintaining a separate data subscription.
Prediction-market odds tracking
Reads Polymarket implied probabilities and their monthly movement, displayed alongside price action rather than in isolation. Useful for clients analyzing macro bets (e.g., Fed rate-cut odds vs. index performance).
SEC filing discovery and parsing
Automatically discovers and extracts figures from SEC filings, rendering a scorecard of metrics instead of relying on summaries. Agencies can deliver earnings-call data, insider trading, and regulatory filings to clients without manual document review.
News article reading and attribution
Opens and reads full news articles before quoting or attributing claims, then includes the source URL in the answer. Prevents agencies from delivering secondhand headlines without verification.
Charts and data visualization on demand
Renders metrics, comparison tables, and probability bars as interactive components within the same research turn. Clients see trends visually without exporting to spreadsheets.
Private Markdown reports with export
Generates searchable, editable Markdown documents that clients own. Agencies can deliver recurring research briefings as exportable files, supporting both archive and client handoff workflows.
What Makes Finance Different
Unique advantages vs similar tools in this niche
Reads sources rather than skimming headlines
vs Traditional news aggregators that only show headlinesThe agent opens and reads the stories that matter before quoting, attributing, or concluding, and includes the URL.
Renders figures as interactive components
vs Plain text responses from typical chatbotsMetrics, comparison tables, and probability bars render as components, making data visual and interactive.
Provides sourced answers with time stamps
vs Unverified AI responsesEvery figure links back to the source it came from, and answers state the time the numbers are as of.
Investment ROI Calculator
Value equation analysis for Finance, based on the Hormozi framework
What is the Hormozi framework? A four-factor score: (what the service delivers × how reliably it delivers) divided by (how long it takes × how much effort it requires). A higher Value Multiplier means a better return on the time and money invested: faster, easier, and more proven results.
2.1× value multiple: invest $13.99/mo and agencies typically charge $1K–$3K/project for the work it powers.
Why This Succeeds
Higher is betterClient Results Potential
What your clients actually get
Incremental gains: position as part of a larger solution stack
Market research that answers in the thread.
Reliability Score
How consistently this delivers results
Early-stage track record: validate with a small pilot first
Sign in with rxlab. Your conversations, documents and usage stay private to your account.
Implementation Challenges
Lower is betterTime to First Revenue
How long until you can start earning
Standard ramp-up: accelerate to 1 day with Academy SOPs
Expect a few days from signup to first client delivery
Setup Effort
What it takes to get running
Near-turnkey: minimal setup before you can sell
Moderate effort: standard configuration with some customization needed
Viable opportunity. Finance returns 2.1× on investment. Focus on the highest-margin service packages to maximize return.
Pricing
Finance platform cost to your agency
Plus: $13.99/mo
Plus
- 13,000 research points added every month
- Full market research across web and WhatsApp
- Charts, private documents and exports
- Recurring briefings and durable preferences
No verified white-label program for Finance: client-facing delivery runs under the platform's native branding.
Market Intelligence
How agencies monetize Finance: real offer economics and market positioning
- Financial research agencies
- Investment advisory firms
- Market intelligence consultancies
- Agencies without financial research needs
- Agencies requiring deep customization of the platform
Project-Based
ai-toolsAgency charges per-project fee for implementation. Ongoing optimization as optional retainer.
Offer Economics: What You Charge vs. What It Costs
Margin includes platform cost + agency labor at $75/hr.
Independent financial advisors, local investment clubs, or small accounting firms needing automated market briefings
Funded fintech startups, regional RIAs, or 10-50 person investment firms tracking equities, crypto, and SEC filings
Asset managers, corporate treasury teams, or multi-location financial services firms requiring structured market intelligence pipelines
Institutional investment firms, Fortune 5000 corporate strategy teams, or large hedge funds requiring enterprise-grade AI market research infrastructure
Scale Economics: Based on Starter Offer
Using Finance Starter Intelligence Setup at $1.8K/client. Platform: $13.99/mo. Labor: 4h/client × $75/hr.
Net = MRR - platform cost - labor (4h/client × $75/hr).
Investment Decision Framework
Strategic vetting analysis for Finance
Consider
Favorable fit, worth a closer look
Buy If
4You want to offer recurring research briefings as a retainer service; Finance supports scheduled briefings and durable preferences (saved tickers, time zones, report formality).
Your clients are investment firms, hedge funds, or wealth managers who need sourced market intelligence with audit trails (Finance links every figure back to its source: Polygon quotes, Polymarket odds, SEC filings, press URLs).
Your clients ask for exportable research reports; Finance generates private Markdown documents that clients can search, update, and export as files.
You operate in a vertical where WhatsApp is a primary client communication channel; Finance runs natively on WhatsApp alongside its web workspace.
Skip If
4Your clients need white-labeled research portals or branded client dashboards; Finance does not publish a white-label offering, so all client-facing surfaces display the Finance brand.
You need predictable per-client costs; Finance's point-based model means research-heavy clients can deplete their monthly allowance unpredictably, forcing you to either upsell add-ons (10,000 points for $13.99 one-time) or manage point budgets manually.
Your clients require HIPAA compliance or regulated financial advice licensing; Finance is a research tool, not a licensed advisory platform, and does not publish HIPAA or SOC2 compliance statements.
You want to resell to retail investors or day traders; Finance is positioned for institutional and professional research workflows, not retail self-directed trading.
Bottom Line
Finance is a market research agent that retrieves live equities, crypto, prediction-market odds, SEC filings, and press articles, then renders them as sourced, interactive reports with charts and exportable documents. It runs on web and WhatsApp, integrating with Polygon for pricing and Polymarket for implied probabilities. Best suited for financial research agencies, investment advisory firms, and market intelligence consultancies that bill clients for recurring research retainers. The $13.99/month Plus plan (13,000 research points) is low-friction for resale, but agencies must own the client relationship and billing; Finance does not offer a white-label client portal.
Reality Check
Finance charges per research point consumed, not per user or client account, so high-volume research queries can exhaust the monthly allowance quickly. Agencies reselling to multiple clients must either pool points across clients or purchase separate Plus subscriptions per client, complicating per-client margin tracking and billing automation.
Moderate effort: standard configuration with some customization needed
Academy for Finance
Work through it in order: the course for this service first, then the modules behind it.
Course for this service
Finance Agency Implementation, Retainer Research Delivery
Learn how to package Finance's live market data, SEC filing parsing, and prediction-market tracking into recurring research retainers for investment advisory and financial consulting clients. This course covers point budgeting, scheduled briefing setup, report automation, and pricing models that protect your margin while delivering sourced intelligence.
Open the courseNo Academy modules are published for this service yet. Browse the full Academy
Why this category matters
The commercial case before the tooling.
Core concepts
The mental model you need to price and scope the work.
- Self-Report Decay RateConcept
Self-Report Decay Rate is the framework for estimating how fast a piece of research evidence loses predictive value after collection. Stated preference decays fastest: a survey answer about intent holds for weeks, a behavioral recording holds for quarters, and a structured observation of what people actually did holds longest. Agencies that treat every input as equally durable end up rebuilding strategy decks on stale self-report while the behavioral record underneath has already shifted. The practical move is to date-stamp every insight with its decay class before it enters a client deliverable, then set a refresh interval per class. A conversational capture tool such as Typeform is efficient for stated-preference work, but its output should carry a shorter shelf life than a Hotjar-style session recording of the same funnel. With 69% of marketers publishing more AI-generated content than last year, the volume of cheap self-report keeps rising while its marginal predictive value falls, which makes decay classification a defensible differentiator rather than a research nicety.
- Evidence Depth LadderConcept
The Evidence Depth Ladder ranks research inputs by how much they can be trusted when a client challenges a recommendation. Rung one is self-reported data: survey answers, form responses, stated preferences. Rung two is observed behavior: session recordings, click paths, drop-off points. Rung three is verified outcome: what actually converted, renewed, or paid. Most agency research stacks stall on rung one because forms are cheap and fast, and the resulting decks collapse the moment a client asks why. The framework's rule is that no strategic claim ships on a single rung. Pair a Typeform intake with behavioral evidence before writing the recommendation, and treat tools that only capture stated intent (IdeaStream's Reddit and search-trend signals, for instance) as hypothesis generators rather than proof. The ladder also sets retainer pricing: rung-three evidence commands diagnostic fees, rung-one evidence gets bundled into project scope. Agencies that climb deliberately can defend a recommendation in a renewal meeting instead of re-running the study.
- Evidence Half-LifeConcept
Evidence half-life is the interval over which a research finding still supports a decision before market, audience, or platform shifts erode it. A pricing survey from eight months ago may still hold; a competitive positioning study from the same quarter often does not, because AI answer engines now rewrite category narratives faster than annual research cycles. For agencies, the framework converts research from a one-off project into a scheduled asset: each deliverable carries a stated expiry, and renewal conversations are timed to when the evidence, not the contract, runs out. HubSpot's October 2026 AEO guidance is a working example, since brand descriptions inside ChatGPT, Claude, and Gemini drift as third-party sources change, which means a visibility baseline captured in Q3 needs re-querying before it can anchor a Q1 content scope. Pair self-reported data with observational signals so the expiry date reflects behavior, not just stated intent.
Decision and risk
How to judge the fit, and the ways it goes wrong.
- When Research Tools Produce Self-Reported Data Only, Add Behavioral Evidence Before ReportingEvaluation Rule
Treat self-reported research as a hypothesis generator, not a verdict, and pair every stated-preference finding with at least one behavioral or observational signal before it reaches a client report.
- When Research Tools Feed Agentic Workflows, Gate the Data Before It ActsEvaluation Rule
Insert a human approval checkpoint between any research tool's output and any automated action that touches client budget, messaging, or third-party platforms.
- Insight Engine vs One-Off Research: Where Agency Research Budget BelongsDecision Framework
IF your agency runs at least three concurrent client retainers that each need primary data (surveys, concept tests, UX feedback) and you can commit one operator to own the pipeline, THEN build a repeatable insight engine that bundles capture, analysis, and reporting into a named service line. IF research demand is sporadic, tied to a single pitch, or the client already owns the panel and analysis layer, THEN buy one-off studies per engagement and keep the capability off your payroll.
- The Self-Report Trap: Why Research Tools Produce Confident Answers Your Agency Cannot DefendFailure Pattern
- Why Research Tools Produce Confident Answers Nobody Can DefendFailure Pattern
Delivery system
Blueprints and procedures for running it as a service.
- Insight Engine Build for Client Research Programs (10-15 days)Implementation Blueprint
A repeatable research pipeline that turns primary data capture, behavioral signals, and AI-search visibility checks into one client-facing evidence layer. Agencies productize it as a fixed-scope build plus a monthly insight retainer.
- Insight Engine Intake (Onboarding)Operating Procedure
- Primary Data Collection Gate (Delivery)Operating Procedure
- Insight Engine Handoff to Client Strategy (Handoff)Operating Procedure
13 modules selected for Finance
Frequently Asked Questions
Answers about pricing, setup, implementation
Finance is a market research agent that answers questions about equities, crypto, prediction markets, SEC filings, and press by retrieving live data from Polygon and Polymarket, reading full articles and documents, and rendering sourced answers with charts and exportable reports. Every figure links back to its source. Clients access it via web or WhatsApp.
Finance lists 1 plan; the paid price is $13.99 a month (Plus). The typical margin on reselling Finance is 58% of the fee, after the platform and labor at $75 an hour.
No verified white-label program. Client-facing surfaces display the Finance brand. Agencies can resell Finance as a research service under their own brand positioning, but the underlying tool and reports will show Finance branding.
Yes. Finance natively integrates with Polygon for real-time equity prices and historical ranges, and with Polymarket for implied probabilities and odds movement. Both integrations are built into the core research agent and do not require separate API setup.
Finance does not publish onboarding timelines. Setup likely involves creating a client workspace and configuring durable preferences (tickers, time zone, briefing cadence), but exact duration depends on the number of preferences and whether the agency pre-configures them or has clients self-serve.
Financial research agencies, investment advisory firms, and market intelligence consultancies. Ideal for clients who need sourced market intelligence, earnings analysis, regulatory filings, and macro research (e.g., Fed policy tracking) as part of advisory or research retainers.
The Plus plan includes 13,000 research points per month. If a client exceeds this, agencies can purchase the 10,000-point add-on for $13.99 (one-time) to top up the balance. There is no automatic overage billing; agencies must manually purchase add-ons or upgrade the client to a higher plan tier if one exists.
Yes. Finance generates private Markdown documents that clients can search, edit, and export as files. Reports are not locked to the platform, so clients retain ownership of the research output and can archive or share it independently.