Implementation BlueprintExecution layer

Fintech Platform Neobank Launch Sprint (10-14 days)

A productized sprint that takes a credit union, community bank, or fintech startup from signed statement of work to a live white-label neobank on Fintech Platform with KYC/AML workflows, IBAN accounts, and a custom domain. Time: 10-14 days.

By InnovaAI ResearchPublished

White Label SaaS App

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Blueprint

Fintech Platform Neobank Launch Sprint (10-14 days)

A productized sprint that takes a credit union, community bank, or fintech startup from signed statement of work to a live white-label neobank on Fintech Platform with KYC/AML workflows, IBAN accounts, and a custom domain.

Prerequisites
  • Signed retainer or fixed-fee SOW with the client, plus written confirmation of which Fintech Platform tier covers the features in scope (Starter caps at 1,000 end-users and 1,000 automation runs per month)
  • Client brand asset pack: logo files, color tokens, legal entity name, and the custom domain they want the front office served from
  • Compliance owner named on the client side who can sign off on KYC/AML thresholds and escalation paths
  • Access to the vendor's dedicated configuration expert, booked before day one, since setup complexity is rated high
  • A test user list of 10 to 20 real identities for onboarding dry runs before any live customer touches the flow
Execution Timeline
  • 1.Kickoff with the client compliance owner to map required KYC/AML workflows against Fintech Platform's built-in compliance module
  • 2.Confirm the contracted tier: Starter at 1,900 € monthly for up to 1,000 end-users, or Growth at 4,700 € monthly for unlimited end-users and automation runs
  • 3.Collect brand assets and domain DNS records into a single handoff folder
  • 1.Provision the Fintech Platform instance and walk the vendor expert through the client's entity structure
  • 2.Apply white-label front office settings: logos, colors, and content strings
  • 3.Point the client's custom domain at the platform and verify SSL
  • 1.Configure KYC/AML onboarding steps, including document capture and identity verification triggers
  • 2.Define automation triggers in the visual automation builder for account opening, funding, and failed verification
  • 3.Draft the client-facing onboarding email sequence that links into the branded front office
  • 1.Set up IBAN account provisioning rules and map them to the client's ledger or core banking export
  • 2.Configure debit card issuing parameters if cards are in scope for this launch
  • 3.Build the transaction monitoring dashboard views the client ops team will use daily
  • 1.Run 10 to 20 test identities through the full KYC/AML flow and log every failure point
  • 2.Fix automation trigger collisions found in the dry run
  • 3.Confirm the 1,000 automation runs per month ceiling on Starter is not breached by the test volume
  • 1.Configure multi-asset account management views if the client offers more than one account type
  • 2.Set up structured investment contract templates if the client sells investment products
  • 3.Review compliance reporting exports with the client's compliance owner
  • 1.Train the client admin team on platform administration, user management, and compliance reporting
  • 2.Record a short internal walkthrough video for the client's support desk
  • 3.Hand over the escalation matrix for KYC/AML edge cases
  • 1.Soft launch to a closed cohort of real end-users
  • 2.Monitor onboarding completion rates and automation run consumption in the admin panel
  • 3.Triage any verification failures with the vendor expert on standby
  • 1.Fix defects surfaced in the soft launch and re-test the affected automation triggers
  • 2.Confirm transaction monitoring alerts fire correctly on the client's dashboard
  • 3.Get written compliance sign-off on the live configuration
  • 1.Open the neobank to the full launch cohort
  • 2.Hand the client a runbook covering tier limits, support contacts, and the monthly automation run budget
  • 3.Schedule the 30-day post-launch review and transition into the ongoing retainer
Platform cost to the client runs 1,900 € monthly on Starter or 4,700 € monthly on Growth, with annual billing at 1,583.33 € and 3,916.67 € per month respectively. The agency sprint itself is typically priced at $10,180 per month equivalent for the launch engagement, covering 60 hours of setup plus 10 hours per month of ongoing administration.10-14 days
ROI Logic

The vendor's own 30-day neobank launch timeline is the ceiling, not the target, so an agency that ships in 10 to 14 days is selling speed the client cannot buy by hiring. At 1,900 € monthly on Starter, the platform cost is a small fraction of a $10,180 per month engagement, and the 10 hours per month of ongoing administration converts the launch into a retainer rather than a one-off project. Margin holds as long as the agency keeps the client on the tier that matches their end-user count, because moving a 1,000-user client to Growth at 4,700 € monthly without repricing the retainer erases the spread.

Deliverables
  • Live white-label neobank front office on the client's custom domain with their logos, colors, and content
  • Configured KYC/AML onboarding workflow with documented thresholds and escalation paths
  • IBAN account provisioning rules mapped to the client's ledger export
  • Transaction monitoring dashboard views plus a compliance reporting export the client can hand to auditors
  • Admin runbook covering Fintech Platform tier limits, automation run budget, and vendor support contacts
Definition of Done

A real end-user completes KYC verification, receives an IBAN account, and appears correctly in the client's transaction monitoring dashboard without agency intervention.

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