Coasty
Coasty is an AI agent platform that automates back-office workflows by visually controlling desktop and browser applications, eliminating the need for API integrations or custom development. The agent reads invoices from email and scanning folders, matches them against purchase orders and goods receipts in the client's ERP, and keys data into the system while recording every action for audit. It also handles claims triage (reading documents and routing to adjuster queues), KYC screening (verifying identity documents and running watchlist checks), and prior authorization submission (extracting data from EHRs and submitting to payer portals). Agencies resell Coasty as a retainer service to finance, insurance, and healthcare clients; pricing ranges from $19/month (Starter) to $99/month (Unlimited), with always-on virtual machines and parallel agent execution enabling overnight or scheduled automation.
Coasty is an AI agent platform, priced at $19/month on the Starter plan. InnovaAI scores it 5.1/10 for agency resale.
Agency Audit
Coasty automates back-office workflows by controlling desktop and browser applications directly, handling invoice processing, claims triage, KYC screening, and prior authorization submission without requiring API integrations. Agencies can resell this as a retainer service to finance, insurance, and healthcare clients who need document processing and data entry automation. The model works well for agencies building recurring revenue around accounts payable, claims handling, or compliance workflows, since Coasty adapts to client-specific systems and screen layouts without custom development. Pricing starts at $19/month for basic automation, scaling to $99/month for unlimited credits, making it feasible to white-label at $200-$400/month per client retainer.
5.1/10
34%
3d about 3 days
- Your clients process 100+ invoices monthly and currently use manual data entry or fragile RPA scripts that break when vendor formats change.
- You serve insurance, healthcare, or finance verticals where claims triage, KYC screening, or three-way invoice matching are recurring pain points.
- You want to offer automation without building custom integrations, since Coasty works by reading screens and interacting with existing ERP, procurement, and payer portals.
- Your clients require HIPAA, PCI-DSS, or SOC2 Type II compliance and cannot accept an agent with visual access to their production screens.
- You need multi-tenant client reporting or white-labeled dashboards, as Coasty does not publish a white-label program.
- Your clients use legacy mainframe or terminal-based systems that do not render visual interfaces Coasty can interact with.
Profit Path
$19/mo
$600–$1.5K/project
Monthly Recurring
From 242 published agency rates in USA, 25th to 75th percentile x 20h of assumed delivery time. Rates are self-reported directory profiles, not observed transactions.
Platform Features
Core capabilities of Coasty
Visual workflow automation across any application
Coasty controls desktop and browser applications by reading screen content and clicking, typing, and navigating exactly as a human would. Agencies can automate invoice processing, claims triage, KYC screening, and prior authorization submission without building or maintaining API connectors.
Three-way invoice matching and exception flagging
The agent reads invoices from email or scanning folders, extracts vendor, dates, PO numbers, and line items from scanned PDFs and non-standard layouts, then matches against purchase orders and goods receipts in the client's ERP. Exceptions and duplicates are flagged with screenshots for human review before posting.
Claims triage and routing with document reading
Coasty reads claim documents, extracts key data, and routes cases to adjuster queues based on rules the agency defines. The agent handles document classification and initial data entry, reducing manual triage time.
KYC screening and identity verification
The agent verifies identity documents, runs watchlist checks, and flags cases that require manual review. Useful for agencies serving financial services or compliance-heavy clients.
Audit trail and step-by-step action recording
Every screen interaction, keystroke, and decision is logged with screenshots, creating a complete audit trail for compliance and dispute resolution. Agencies can demonstrate to clients exactly what the agent did and when.
Parallel agent execution and credit-based scaling
The Plus plan ($50/mo) supports 6 agents in parallel, and the Unlimited plan ($99/mo) offers unlimited credits, allowing agencies to scale automation across multiple client workflows without per-execution fees.
What Makes Coasty Different
Unique advantages vs similar tools in this niche
Operates any software by sight, no API needed
vs Traditional RPA or API-based automationCoasty interacts with applications visually, adapting to interface changes without maintenance.
Performs three-way matching on invoices
vs Simple OCR or data entry automationMatches invoices against purchase orders and goods receipts down to each line item.
Handles scanned PDFs and non-standard layouts
vs Template-based OCR systemsReads invoices even on scanned PDFs and unusual layouts without template configuration.
Investment ROI Calculator
Value equation analysis for Coasty, based on the Hormozi framework
What is the Hormozi framework? A four-factor score: (what the service delivers × how reliably it delivers) divided by (how long it takes × how much effort it requires). A higher Value Multiplier means a better return on the time and money invested: faster, easier, and more proven results.
2.7× value multiple: invest $19/mo and agencies typically charge $600–$1.5K/project for the work it powers.
Why This Succeeds
Higher is betterClient Results Potential
What your clients actually get
High-impact results: clients get measurable improvements in delivered value
500 invoices reconciled overnight
Reliability Score
How consistently this delivers results
Early-stage track record: validate with a small pilot first
Coasty runs your accounts payable desk the way a person does
Implementation Challenges
Lower is betterTime to First Revenue
How long until you can start earning
Standard ramp-up: accelerate to 1 day with Academy SOPs
Expect a few days from signup to first client delivery
Setup Effort
What it takes to get running
Near-turnkey: minimal setup before you can sell
Moderate effort: standard configuration with some customization needed
Strong ROI. Coasty at $19/mo supports market rates of $600–$1.5K. Its 2.7× value-equation score weighs client outcome and likelihood against the time and effort to deliver, not cost.
Pricing
Coasty platform cost to your agency
Starts at $19/mo (Starter), scales to $99/mo (Unlimited)
Starter
- 200 credits/mo
- 1 always-on VM
- 3 agents in parallel
Plus
- 600 credits/mo
- 2 always-on VMs
- 6 agents in parallel
Unlimited
- Unlimited credits
- 2 always-on VMs
- 5 concurrent agents
No verified white-label program for Coasty: client-facing delivery runs under the platform's native branding.
Market Intelligence
How agencies monetize Coasty: real offer economics and market positioning
- Back-office automation agencies
- Finance and accounting service providers
- Insurance claims processing agencies
- Agencies requiring native CRM integrations
- Agencies focused on creative or marketing deliverables
Project-Based
ai-toolsAgency charges per-project fee for implementation. Ongoing optimization as optional retainer.
Offer Economics: What You Charge vs. What It Costs
Margin includes platform cost + agency labor at $75/hr.
Local service businesses (dental clinics, law offices, bookkeepers) needing one automated back-office task such as invoice entry or appointment data sync
Funded startups and regional businesses (10–50 employees) with repetitive back-office bottlenecks such as KYC screening, claims intake, or vendor onboarding
Mid-size companies (50–500 employees) in insurance, finance, or healthcare needing multi-agent automation across claims handling, compliance screening, and document processing
Enterprise organizations (500+ employees) in financial services, insurance, or regulated industries requiring large-scale desktop automation across multiple business units without API development
Scale Economics: Based on Starter Offer
Using Coasty SMB Workflow Starter at $2.3K/client. Platform: $19/mo. Labor: 4h/client × $75/hr.
Net = MRR - platform cost - labor (4h/client × $75/hr).
Investment Decision Framework
Strategic vetting analysis for Coasty
Consider
Favorable fit, worth a closer look
Buy If
4You serve insurance, healthcare, or finance verticals where claims triage, KYC screening, or three-way invoice matching are recurring pain points.
Your clients process 100+ invoices monthly and currently use manual data entry or fragile RPA scripts that break when vendor formats change.
You want to offer automation without building custom integrations, since Coasty works by reading screens and interacting with existing ERP, procurement, and payer portals.
You can commit to managing client system access and audit trails, as Coasty records every screen action for compliance review.
Skip If
4Your clients require HIPAA, PCI-DSS, or SOC2 Type II compliance and cannot accept an agent with visual access to their production screens.
You need multi-tenant client reporting or white-labeled dashboards, as Coasty does not publish a white-label program.
Your clients use legacy mainframe or terminal-based systems that do not render visual interfaces Coasty can interact with.
You expect to deliver automation with zero ongoing support, since Coasty agents may require retraining when client systems or layouts change.
Bottom Line
Coasty automates back-office workflows by controlling desktop and browser applications directly, handling invoice processing, claims triage, KYC screening, and prior authorization submission without requiring API integrations. Agencies can resell this as a retainer service to finance, insurance, and healthcare clients who need document processing and data entry automation. The model works well for agencies building recurring revenue around accounts payable, claims handling, or compliance workflows, since Coasty adapts to client-specific systems and screen layouts without custom development. Pricing starts at $19/month for basic automation, scaling to $99/month for unlimited credits, making it feasible to white-label at $200-$400/month per client retainer.
Reality Check
Coasty requires clients to grant the agent access to their production systems and user accounts, creating a security and compliance dependency that agencies must manage contractually. If a client's ERP or portal changes its interface significantly, the agent may require retraining or manual intervention, shifting support burden to the reselling agency rather than the vendor.
Moderate effort: standard configuration with some customization needed
Academy for Coasty
Work through it in order: the course for this service first, then the modules behind it.
No Academy modules are published for this service yet. Browse the full Academy
Why this category matters
The commercial case before the tooling.
Core concepts
The mental model you need to price and scope the work.
- Wiring Over WidgetsConcept
The AI agent itself is a commodity, but the value for agencies lies in the integration layer: connecting a pre-built agent to a client's CRM, calendar, and review cycle. This framework shifts focus from selecting the 'best' agent to mastering the wiring process. For example, an agency using Vendasta's white-label AI receptionist for a local business must configure it to match the client's booking rules and follow-up cadence, turning a generic tool into a tailored service. As agentic AI adoption grows (77% of decision-makers now run agents in production), clients expect this customization. Agencies that treat agents as components and invest in repeatable wiring processes can charge retainers for ongoing optimization, rather than one-off setup fees.
- Wiring Over WidgetsConcept
The AI agent market sells finished workers, but the strategic value for agencies lies not in the agent itself, which is increasingly a commodity, but in the wiring that connects it to a specific client's CRM, calendar, and review cycle. This framework, 'Wiring Over Widgets,' argues that agencies that treat agents as components rather than products win. The agent is the widget; the wiring is the integration, customization, and ongoing optimization that turns a generic tool into a tailored solution. For example, a white-label platform like Vendasta provides AI employees, but the agency's role is to configure them for each local business's unique lead flow and follow-up process. This wiring is where retainer pricing originates, as it requires ongoing maintenance and adjustment. Recent research shows that 88% of B2B marketers face foundational gaps, meaning clients need help not just deploying agents, but ensuring their operations can support them. Agencies that master the wiring can charge a premium for the irreducible value they add.
- Integration MoatConcept
The Integration Moat framework holds that the durability of an AI agent engagement is determined by how deeply the agent is wired into a client's existing systems, not by the agent's underlying capability. Since the agent itself is increasingly a commodity, the switching cost for the client lives in the integrations: the CRM fields mapped, the calendar sync, the review-cycle triggers, and the exception-handling rules. Agencies that invest in this wiring create a moat that competitors offering generic agents cannot cross. For example, a white-label platform like Vendasta lets an agency deploy an AI receptionist for a local business, but the real value is in configuring it to the client's booking flow and follow-up cadence. With 77% of AI decision-makers now running agentic AI in production, clients expect this depth, and agencies that deliver it convert one-off projects into retainers.
Decision and risk
How to judge the fit, and the ways it goes wrong.
- AI Agents Rule: Wire the Agent, Not the ProductEvaluation Rule
Treat the AI agent as a commodity component and focus your value on the integration into the client's specific workflows, systems, and review processes.
- AI Agents Rule: Wire the Agent, Not the ProductEvaluation Rule
Treat the AI agent as a commodity component and charge for the integration into the client's specific systems and workflows.
- Productized Agent Service vs Custom Agent BuildDecision Framework
IF your agency has a repeatable client workflow with clear inputs and outputs, THEN deploy a pre-built agent as a productized service to capture margin fast. IF your clients need deep integration with proprietary systems or niche processes, THEN invest in a custom build to protect the retainer.
- The Productized Agent Trap: Why AI Agent Services Stall Without Client-Specific WiringFailure Pattern
- The Agent-as-Product Trap: Why AI Agent Services Stall Without Client-Specific WiringFailure Pattern
Delivery system
Blueprints and procedures for running it as a service.
- AI Agent Integration Sprint (10-14 days)Implementation Blueprint
A fast-deploy offer that wires a pre-built AI agent into a client's existing CRM, calendar, and review cycle, turning a commodity tool into a retainer-grade service.
- Agent Integration Audit (Onboarding)Operating Procedure
- Agent Output Verification Gate (QA)Operating Procedure
- Retainer Pricing for Agent-Led Services (Retention)Operating Procedure
13 modules selected for Coasty
Frequently Asked Questions
Answers about pricing, setup, implementation, and more
Coasty is an AI agent platform that automates back-office workflows by visually interacting with desktop and browser applications. It handles invoice processing (reading, matching, and keying into ERPs), claims triage (reading documents and routing to adjuster queues), KYC screening (verifying identity documents and running watchlist checks), and prior authorization submission (extracting data from EHRs and submitting to payer portals). Every action is recorded with screenshots for audit compliance.
Coasty offers 3 pricing tiers, starting at $19/mo (Starter) up to $99/mo (Unlimited). Agencies typically achieve 34% profit margins when reselling to clients.
No verified white-label program: client-facing surfaces show the Coasty brand. Agencies can resell Coasty as a service under their own brand, but the underlying agent interface and audit logs will display Coasty branding. If white-label dashboards or custom domain support are required, contact Coasty directly to discuss enterprise options.
Coasty does not require pre-built integrations. Instead, it works with any application that has a visual interface: ERPs (SAP, NetSuite, Oracle), procurement portals, email systems, payer portals, and EHRs. The agent logs in and interacts with these systems directly, so agencies can support clients using legacy or niche software without custom API work.
Initial agent configuration typically takes 15-30 minutes per workflow once the agency parent account is set up. The agent must be trained on the client's specific ERP screens, invoice formats, or claims routing rules. Ongoing adjustments may be needed if the client's system interface changes significantly.
Coasty is designed for back-office automation agencies, finance and accounting service providers, insurance claims processing agencies, and healthcare administrative service agencies. Specific use cases include accounts payable teams processing 100+ invoices monthly, insurance carriers handling claims triage, and healthcare providers managing prior authorization requests.
Coasty does not store client data; the agent reads and enters data into the client's own systems (ERP, procurement portal, payer portal). On cancellation, the agent stops running, but all data already entered into the client's systems remains there. Audit logs and screenshots are retained according to Coasty's data retention policy, which should be reviewed in the terms.
Coasty does not publish a multi-tenant client reporting dashboard. Agencies must track automation metrics (invoices processed, claims triaged, exceptions flagged) separately or build their own reporting layer on top of Coasty's audit logs. This is a gap for agencies wanting to offer white-labeled client dashboards.